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Montgomery County Information

Cities In Montgomery County

Maryland Information

BUYERS

                        American Dream Down Payment Initiative (ADDI)

Buyer Assistance Programs

Buyer Closing Cost

Buyer Representation

FREE BUYER SERVICE

Have A Lender Qualify You!

How Much Do You Need For A Down Payment?

How Much Do You Qualify For?

How To Clean Up Your Credit

Why Do I Need Title Insurance?

Benefits of Owning Your Own Home

                        The Best Investment

Income Tax Savings

Stable Monthly Housing Costs

Forced Savings

Freedom and Individuality

More Space

            Important Things To Avoid Before Buying a Home

Don't Move Money Around

The Effect of Changing Jobs

No Major Purchases of Any Kind

            Don't Buy a Car - or Did You Already Buy One?

When Income Grows and You Want to Buy "Stuff"

Debt-to-Income Ratios and Car Payments

How Buying a Car Reduces Your Purchase Price

            The Business Cycle and Buying a Home

Recession and Expansion

Supply and Demand

Should You Try to "Time the Market"?

Comparable Sales and Your Offer Price

Determining Your Offer Price

Comparable Sales in the Public Record

Comparable Sales in the Multiple Listing Service

Comparable Sales - Pending Transactions

Other Factors Influencing Your Offer Price