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For Buyers

Being a buyer´s agent, I will provide the following services throughout the process of buying a home:

                                            

Searching for Your Home

·          Is buying a home right for you?

·          Get a pre-qualified, pre-approved lender for you

·          Set up your home search criteria

·          Look at homes that fit your criteria

·          Get direct updates when new homes within your criteria go on the market

Conducting an Offer

·          Research the value of your potential home

·          Develop an estimate for closing costs, monthly payments, and down payments

·          Discuss offer strategies

·          Acquire information necessary antecedent to writing the offer

·          Write the offer

·          Show the contract to the listing agent or the seller

·          Deal with negotiations, counter-offers, or rejections

Coordinating Pre-Settlement Activities

·          Radon test, home inspection, etc;

·          Get HOA or condo documents for your review

·          Select title company to conduct title search and settlement

·          Full financing commitment including appraisal from your mortgage company

·          Termite inspection

·          Buy homeowner´s insurance

·          Set utilities in your name

Settling on Your Home

·          Pre-settlement walk through

·          Collect items needed for settlement

Benefits of Owning Your Own Home

The Best Investment Income Tax Savings Stable Monthly Housing Costs Forced Savings Freedom and Individuality More Space

Important Things To Avoid Before Buying a Home

Don't Move Money Around The Effect of Changing Jobs No Major Purchases of Any Kind

Don't Buy a Car - or Did You Already Buy One?

When Income Grows and You Want to Buy "Stuff" Debt-to-Income Ratios and Car Payments How Buying a Car Reduces Your Purchase Price

The Business Cycle and Buying a Home

Recession and Expansion Supply and Demand Should You Try to "Time the Market"?

Comparable Sales and Your Offer Price

Determining Your Offer Price Comparable Sales in the Public Record Comparable Sales in the Multiple Listing Service Comparable Sales - Pending Transactions Other Factors Influencing Your Offer Price

Major Factors Influencing your Offer Price

How Property Condition Affects Your Offer How Home Improvements Affect Your Offer How Market Conditions Affect Your Offer How Seller Motivation Affects Your Offer The Final Decision on Your Offer Price

Offering to Purchase Real Estate- the Basics

Introduction and Overview Contingencies in a Purchase Offer Earnest Money Deposit The Closing Date Transfer of Possession

Writing an Offer - Safeguards Regarding the Property

Disclosures From the Seller Condition of the Property Upon Transfer Inspections You Should Require Final Walk-Through Inspection

How Financing Details Affect Your Offer

Down Payment Interest Rates Closing Costs and Financing Incentives Seller Financing Cash Offers Other Financing Details in Your Offer

How FHA and VA Financing Affects Your Offer

Extra Costs for the Seller VA and FHA Appraisals

Selecting Service Providers

You and the Seller Must Agree Escrow and Settlement Title Insurance Termite and Pest Inspection

Look for new home communities in the local area.  If you are interested in a certain builder, please contact peter@MontgomeryCountyHomes.biz.  The builder will pay Peter´s fees.  However, if you visit the builder without Peter, the price will be the exact same whether or not you use as a Realtor, and you will not have representation.

Peter has provided dream homes for families.  He is immensely knowledgeable in the building process.  He can assist you with the builder´s contract, the construction process, the loan process, and option selections.  Let Peter help you find your dream home.

To search for a home, click here.